Your cash back at closing
Do you know what the seller is offering your agent?
- Yes
- No
- Didn't know they did
Where the money comes from
Most sellers still offer to pay the buyer's agent. We charge a flat fee instead of a percentage, so when that offer is bigger than our fee, the difference is credited to you at closing. It goes through escrow and shows up on your closing statement.
Same house. Same agent help. Up to $30K back.
The seller pays your agent. We keep a flat fee. You keep the rest.
See your number*Up to $30K is an estimate on a home priced around $1.03M or more where the seller offers 3% to the buyer's agent, on the $999 plan. Your amount depends on the price, what the seller offers, and your loan. Most lenders apply a credit to closing costs first. Estimates only, not a guarantee.
Why it's always “up to”
The seller's offer isn't known until you're in contract, and it can be nothing. Most loan programmes also cap a credit at your closing costs, so your lender may limit how much can reach you. Paying cash, it becomes a price reduction or a cheque from escrow.
Same house. Over $900 less a month.
The seller pays your agent a percentage of the price. We keep a flat fee and credit you the rest. Use it to buy your rate down from 7% to as low as 5% and take over $900 off your monthly payment in year one.
See your new paymentExample temporary rate buydown on a $1M San Diego home with 20% down and a 30-year fixed loan at 7%. The lower rate applies to the early years of the loan, and terms vary by lender. Assumes the seller offers 3% to the buyer's agent. Lender approval required. Estimate only, not a guarantee.